Rent 2 own in Napier and Hastings
We say YES - even when banks say no
Why Rent 2 own?
Rent 2 own is an excellent way for people to get into their first home with a low deposit and affordable weekly repayments. Plus great benefits over traditional borrowing from banks.
Rent 2 own works using a system known as lease options. We secure your future home for you and you move in today as a tenant with benefits. Part of your rent goes towards buying your house and after a fixed period of time you will have an opportunity to purchase the house outright at the price agreed on at the beginning of the term minus your rent credits and deposits paid.
At the end of your term we assist you with getting finance from a bank. Your rent credits are seen as a savings plan and will count as a deposit.
Any value or improvements you have made to the house that have increased the value is yours to keep, as the price is fixed, by adding value you have increased the equity in the property.
The best part about rent 2 own is you can get into your house now with a small deposit, fix the price and automatically save the rest of your deposit to meet the banks requirements. Rent 2 Own increases your purchasing power.
- You don't need good credit
- you don't need a 10% deposit. (ANZ National requires 20% Now)
- You don't need NZ residency
- You don't need the stress of buying a home through the bank.
We specialize in getting people onto the property ladder the hassle free,stress free easy rent 2 own way.
To find out if you qualify for a rent to own home take the next step now. And fill out the form on this page.